The world of cybercrime and how to defeat hackers 2022 Tip




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Discover the world of cybercrime and how to defeat hackers

Cybercrime is the most disruptive threat to financial markets, but at the same time, it is the most underestimated by both regulators and financial institutions. Cyberattacks have already caused significant havoc in retail banking, primarily through credit card and payment fraud. Market infrastructures often contain digital systems and are therefore within the reach of cybercriminals. When losses from retail cyberfraud are limited by account size and usage, the potential damage of a cyberattack to financial infrastructure is limitless.

In addition, markets react to new information from traditional (newspapers) and innovative (social media) media platforms, almost all of which is stored on the Internet. Cybercriminals use their skills to access bank account details, track and harass compromised computer with sophisticated but treacherous attacks. The impact of cybercrime is concerning for victims and financial theft is not the only reason. Victims begin to feel insecure when their privacy is violated. Solving such a problem is the task of the national cybersecurity service, police and commercial cybersecurity companies.

Create a hard-to-crack password

What is the oldest trick in the book for pirates? They steal passwords and we make it easy for them by using the same passwords across multiple accounts. The first and biggest problem we face is that we don’t remember passwords, so we choose words or numbers that are easy to remember, such as our name, city, name of a loved one , our date of birth or our address. Unfortunately, we give cybercriminals access to our online world on disk. With little effort, they hack your password, steal money, access personal information, and use it to scam friends and family, or worse, steal your identity.

The best and easiest way to beat hackers at their own game is to set a password that is strong, unique, and easy to remember. Some websites will tell you the strength or weakness of your password as soon as you sign up, which should be 8-12 characters long, contain a mix of upper and lower case letters and numbers or symbols. Now our safety is in our hands. Therefore, it is imperative that the password be longer and more obscure to make it more difficult for cyber criminals to crack.

Think before you click

Phishing is another common method used by cybercriminals to steal your information. It is a type of social engineering attack that asks for your credentials or credit/debit card numbers and hacks your personal information. The attacker impersonates a trusted entity and tricks the victim into opening an email, text message or instant message that contains a malicious link that may install malware, freeze the system as part of a ransomware attack or reveal sensitive information.

These emails are always accompanied by a sense of urgency, forcing the recipient to click on the link, leaving little time to think, and before you know it hackers have already infiltrated your system. The links usually redirect you to a bogus website where you are asked to enter your personal information or direct you to a website that immediately and directly infects your phone or laptop with ransomware.

Protect your online presence

The Internet itself was an evolution, but it became an inseparable part of our lives when social media came into play. The fastest way to contact or talk to someone is through online accounts, be it Facebook, Twitter or Instagram. This social media culture has shaped our lives and provides another way for cybercriminals to profile potential victims. Our daily online activities help them create more targeted and hard-to-detect phishing attacks.

Awareness of cybercrime has only grown, but hackers haven’t given up yet. They are now turning to social media accounts to access personal information such as age, job title, education, email address, location, and social activity. Being online makes people vulnerable and gives cybercriminals valuable information, which they use to trick us into carrying out an organized, targeted and personalized phishing attack.

Avoid the temptation of free Wi-Fi

What’s the first thing you do when you find out there’s free Wi-Fi in your area? You connect your phone or laptop, right? It’s certainly the most tempting and innocuous, but free Wi-Fi protects you from the direct threat of hackers. Requiring no authentication to connect to a network, public WiFi gives cybercriminals direct access, from there they can hijack unsecured devices that are on the same encrypted network. Without any security, we are vulnerable to hackers who then steal valuable data such as login passwords, credit card information, and other personal and financial information.

Another risk you face is the spread of malware that gives hackers unrestricted access to everything on your device. If you can’t stop or avoid using free or public Wi-Fi, you can always protect yourself by using a VPN. It encrypts your internet connection and makes your presence private and secure.

Other security measures that can help you include:

  • Turn off Wi-Fi when not in use
  • Adhere to secure websites
  • disable sharing

Final Words: The World of Cybercrime and How to Beat Hackers

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