CountryWide Debt Relief Review: Focused on Credit Card Consolidation


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Many debt settlement companies impose minimums of $10,000, but with National Debt Relief, you can list $5,000 of unsecured debt. Even though this company is not a member of IAPDA, consumer opinion is favorable and the company has a track record of helping consumers reduce payments for unsecured debt.

Country-wide debt relief
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Strong points

  • No fees if your debt is not reduced by at least 20%
  • Transparent pricing with fixed fees
  • California residents can arrange for in-person debt relief counseling

Compromise

  • Not a member of the International Association of Professional Debt Arbitrators
  • Customer service is spotty

What is CountryWide Debt Relief?

CountryWide Debt Relief’s main area of ​​expertise is debt settlement. Using a company like this isn’t something you choose to do as much as something you might be forced to consider if your unsecured debt gets out of hand.

CountryWide Debt Relief helps thousands of consumers battle the headaches of mounting interest, late fees, and aggressive creditors.

National Claims
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How Does CountryWide Debt Relief Work?

CountryWide Debt Relief uses a form of debt relief known as debt settlement. They negotiate with your creditors in hopes of reducing the debt to make a single payment in full and final settlement of the account.

Assuming CountryWide Debt Relief agrees to a settlement with your creditors, you make monthly payments to a savings account instead of making payments to your creditors. CountryWide takes these monthly payments with all fees built in.

Summary of Countrywide Debt Relief

  • Accreditation: American Fair Credit Council, Better Business Bureau, Consumer Affairs
  • Consultation: Free telephone consultation after completing the online form
  • Costs: Flat fee of 18% of debt when enrolling Fees vary by state
  • Customer service: Call
  • Debts accepted: Unsecured debt. The minimum debt considered is $5,000
  • Free resources offered: Nothing
  • Restrictions: Available in all states
  • Service offered: Debt recovery, legal aid, debt consolidation loans
  • Trust Ratings: BBB rating of A+ and Trustpilot score of 9.6
  • Completion time: 24 to 48 months or more

How much does it cost to use CountryWide’s debt relief?

You won’t need to pay any fees up front with CountryWide Debt Relief.

Fees are transparent and flat-rate. You will pay 18% of your debt at the time of registration rather than at the time of settlement.

What could you save with CountryWide Debt Relief?

There is not a lot of reliable data available on how much the average CountryWide Debt Relief client saves on overall debt repayment.

Typical savings for similar debt settlement companies tend to start at around 15% or 20%.

How to register

Find out if you qualify for the program offered by CountryWide Debt Relief online by following these simple steps:

  • Visit CountryWide’s Debt Relief Website
  • Click on See if you qualify
  • Select the amount of debt you want to register, then click Continue
  • Select your late payment, then click Continue
  • Select your credit score then click Continue
  • Enter all relevant contact information, including your state of residence, then click See your results

And after?

Once you register online as above, you will receive a message asking you to call them at 800-594-3362 for a free consultation.

During this initial consultation, you will have the opportunity to describe your situation to the customer service representative.

Following this phone call, you will receive an email with an application form and a list of documents you will need to provide, assuming you are eligible for the program.

If you don’t qualify, they may still be able to help you. They may refer you to partners offering debt consolidation loans to achieve the same end goal of streamlining debt repayments while reducing the total amount repaid.

They also provide legal services if you determine that bankruptcy is the best course of action.

Verdict

If you’ve faced extreme and unexpected financial hardship that you weren’t prepared for, CountryWide Debt Relief might be a resource to explore.

One of CountryWide’s biggest selling points is the breadth of services they offer. For anyone unable to enroll in the regular debt settlement program, partner companies may offer debt consolidation loans. You can also take advantage of in-house legal services if needed. If you are in serious financial difficulty, it is beneficial to seek professional advice.

If you choose to follow the CountryWide Debt Relief program, you can deal with this reputable company with confidence. Although they are missing IAPDA accreditation, customer feedback is overwhelmingly positive, and the company has a proven track record of helping people in difficulty pay less for unsecured debt repayment.

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Country-wide debt relief

National Debt Relief Review

One of CountryWide’s biggest selling points is the breadth of services they offer. For anyone unable to enroll in the regular debt settlement program, partner companies may offer debt consolidation loans. You can also take advantage of in-house legal services if needed. If you are in serious financial difficulty, it is beneficial to seek professional advice.

If you choose to follow the CountryWide Debt Relief program, you can deal with this reputable company with confidence. Although they are not accredited by IAPDA, customer feedback is overwhelmingly positive and the company has a proven track record of helping people in difficulty pay less for unsecured debt repayment.

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